APPLYING FOR A HEALTH CARD

In Québec, health insurance provision is provided exclusively by the Régie de l’assurance maladie du Québec (RAMQ). For more information, visit https://www.ramq.gouv.qc.ca/en/citizens/health-insurance/register or call 1-800-561-9749.

OBTAINING A DRIVER’S LICENSE

All driver’s licenses are administered by the provincial government’s dedicated organization, SAAQ.  For more information, visit https://saaq.gouv.qc.ca/en/drivers-licences/foreign-drivers-licence/

CONNECTING ELECTRICITY AND GAS

Energy provision in Québec is all through Hydro Québec.  To register, visit https://www.hydroquebec.com/residential/customer-space/moving/become-a-customer.html or contact 1-888-385-7252.

CHILDCARE IN QUÉBEC

Québec’s daycare system is the envy of every province in Canada with provincially subsidized rates beginning at $8.35 per day although the rate is tied to your income so it may be higher if you make more money. Even if you choose to place your child in a private daycare, the province offers a generous tax credit for childcare expenses.

To search for childcare, please visit https://www.mfa.gouv.qc.ca/en/services-de-garde/parents/choix/localisateur/Pages/index.aspx

For more information on calculating the tax credit for childcare expenses, please visit https://www.revenuquebec.ca/en/citizens/tax-credits/tax-credit-for-childcare-expenses/calculating-the-tax-credit-for-childcare-expenses/

HOME & AUTO INSURANCE

Private insurance companies are used in Québec to deliver home and auto insurance.  You will need to find a Québec licensed insurer who can provide the coverage you require at the best rate. 

FINDING RENTAL PROPERTIES IN QUÉBEC

Rental properties are listed in several locations, depending on the area you are moving to in Québec. Below is a list of some sites you may find useful; however, this is not a comprehensive list. It is recommended you search online in the local area you are seeking residence in and connect with local Real Estate Agents.

https://www.facebook.com/marketplace
https://www.kijiji.ca/
https://www.louer.com/
https://duproprio.com/en/rental/house-for-rent
https://www.point2homes.com/CA/Apartments-For-Rent/QC.html

PURCHASING A PROPERTY IN QUÉBEC

To become a property owner in Québec, one needs to make a down payment equivalent to at least 5% of the property’s purchase price. For example, a $300,000 property will require a minimum $15,000 down payment. A mortgage provided by a financial institution may serve to cover the remaining balance. In Canada, the maximum amortization (reimbursement) period for such a loan is set at 25 years.

The best way to find a property for sale in Québec is online, connecting with local Real Estate Agents/Brokers, and searching for properties for sale by owner.